Your financial decisions can be influenced by:

Which of the following statements is NOT true about human conditioning?

A checking account is:

A ______ card is linked to your bank account.

The difference between a want and need can vary due to:

Which of the following is the best example of a “variable” expense?

A budget should be created for:

The 2 areas the credit bureaus weigh most heavily when rating your credit are:

The higher your credit score:

Which of the following will NOT appear in a credit report?

What type of debt usually increases your financial risk?

A person that does not have a budget and habitually overspends:

To accept a risk and prepare for it by saving money to prepare for the worst case scenario is an example of________; while avoiding the risk all together is an example of________.

What is risk-based pricing?

A tax _______ reduces your taxable income while a tax ______ is subtracted directly from your tax liability.

The most likely monthly take-home pay for a person making a $42,000 per year salary would be:

If your bank offered you a CD at 4% but you had to keep your money in the CD for 5 years. In what situation would you have less purchasing power?

The inability to convert an asset into cash defines which type of risk?

Which of the following is a key method for managing risk in one’s investment plan?

You should only invest:

You buy a piece of real estate for $200,000 and make a $20,000 deposit. How much can you lose?

Which of the following represents the correct formula to calculate your net worth?

When you calculate ROI or break-even point for an educational investment, which of the following should you consider?

When should you estimate the monthly payments associated with student loans?

Using the example above, toward which debt should the maximum payment be applied?

Select the three general types of credit theft incidents.

Financial scams are most likely to impact:

Aretha would like to purchase a home in the next year. What should she budget for?

Leverage, borrowing money to control a property of greater value than the cash you originally invested, increases ____.